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more2life – for advisers on a mission

As one of the largest lenders in the equity release market, you can confidently recommend a more2life plan knowing it will be market-leading and feature-rich.

We’re on a mission to help you and your business with the broadest range of award-winning plans, market-leading technology designed to help accelerate your success, and the very best adviser-focused support and expertise.

Widest choice of plans and features

We arm you with the broadest range of lifetime mortgages and features on the market for added flexibility and protection, now and in future. Our fully-automatic 005 features are included wherever your client is eligible, and are:

  • Partial repayments from day 1 – Depending on the plan, your clients could repay up to 12% of their initial loan in any 12 month period from when the loan completes, without incurring any early repayment charges.
  • Fixed ERCs – All new more2life plans now come with fixed ERCs as standard to provide clients with protection and peace of mind.
  • Early repayment charge exemptions – In joint cases, the remaining borrower can repay their loan in full without incurring any ERCs, within 3 years of the death or admission into long-term care of the first borrower.
  • Inheritance protection – Your clients can protect a percentage of their home’s future value as inheritance for loved ones, as long as they don’t take the maximum loan available to them, giving them control and peace of mind.
  • Downsizing protection – After an initial period of 5 years from when the loan completes, your client can repay their loan in full without incurring any ERCs, if they move to a property outside of our lending criteria.

Technology to accelerate success
You can take your clients from KFI all the way to completion entirely online, without filling in any paperwork. With our direct link into Iress, you spend less time doing paperwork, and more time growing your business.
fastpath, our application portal, is mobile and tablet friendly, with features such as online case tracking, automatic email updates and SMS valuation booking options for your client.

Adviser-focused support and expertise
From the moment you register, you are assigned a dedicated business and telephone account managers who can help you grow your business and secure your clients the best deal. You also have access to online tools never seen before in the equity release market, resources and CII-accredited webinars to take advantage of anywhere, anytime. Take a look

Adviser Support Team: 03454 500 151
Email enquiries: [email protected]

Find a range of fantastic resources in our Learning Lab\ Register on fastpath